| |
 |
On your next visit to the Dentist |
|
On Braces, Crowns, Bridges |
|
On Contact Lenses or Eyeglasses |
|
On Prescription Drugs |
|
On Chiropractor Services |
|
On any other Medical Expenses allowed under the Income Tax Act. |
|
How?
|
|
By making these benefits a TAX DEDUCTIBLE BUSINESS EXPENSE,
without having to buy an insurance plan. |
| |
If you are like most self-employed people you are paying your medical and dental
bills with after tax dollars. The
Self-Directed Benefit Plan
TM
allows you to pay with before tax dollars.
Payments to the
Self-Directed Benefit Plan
TM
are deductible to your business, but a tax-free benefit to you (and your employees)!
|
|
Your business designs and funds its own benefit plan and
Bene-D-Duct
takes care of the rest. |
| |
Bene-D-Duct
prepares the official documents, issues benefit cheques for valid medical expenditures, provides quarterly reports and receipts.
|
|
You choose how much to spend!
|
| |
E.g.
Eyeglasses
- Buy expensive frames or cheap ones, or even have laser eye surgery performed! |
| |
E.g.
Dental
- X-rays or check-ups as frequently as needed,
orthodontics, crowns and bridges. |
| |
E.g.
Prescription Drugs
- Generic or Name Brand, Prozac, Insulin, Imitrex, etc.! |
| |
|
Integrate the
Self-Directed Benefit Plan
TM
with your spouse's plan! |
| |
E.g.
Suppose your spouse's plan pays only 80% of basic dental, then your plan should pay 20% of basic dental and 100% of major dental.
|
|
No Medical Exams required! |
| |
All medical conditions can be covered.
|
|
No Deductibles, Maximums or Exclusions! |
| |
100% of all medical expenses as specified in the Income Tax Act can be covered. Or use an annual maximum to control the costs of your employees.
|
|
Your benefit cheques do not increase your family's net income! |
| |
Not only do you save income tax, this plan may also reduce your CPP contributions or the claw-back of your Canada Child Tax Benefit or other government support programs.
|
|
Get refund of unused portion of plan contribution! |
| |
Unlike insurance premium, your contributions are fully accounted for and any excess can be used to reduce future contributions or be refunded.
|
How Do I Find Out More?
|
This web site has a good
description of the
Concepts
behind what you have just read, as well, the
Operational Details
of how it will work.
A good starting
point is to read
Overview
and then click on the remaining buttons under
Concepts
, followed by the buttons under
Operational Details
. The buttons can be found at the right of every page, near the top.
At any time you may proceed to apply by clicking on
. This allows you to submit your information online or download a paper application for mailing.
No money needs to be sent at any time over the internet.
If you have any additional questions you can reach us by various means as
described on the
Contact Us
page.
|
 Overview
|
 |
 |
 |
 |
For best results on viewing the graphics please ensure your COLOR PALETTE in the Control Panel is set at True Color |
|
Site developed by Susan Chen Associates |
